S4E17 – April 2025 Retirement Headlines
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Welcome back, friends!
Today, Dave and Nick roll up their sleeves and dive into the wild and wonderful world of retirement headlines from March and April. Think of it as your financial cliff notes — so you can sound smarter than your neighbor without actually having to read all the boring articles yourself.
Here’s what we served up on the Kitchen Table
Private Equity in Your 401(k)?
Hold up — private equity is trying to sneak into your retirement plan! Dave and Nick explain why this might not be the fabulous idea it sounds like at first. Liquidity issues, risk, and fine print galore.
Polarization and Your Economic Beliefs
How our brain tricks us into believing whatever fits our narrative — and how that’s totally wrecking how we all read the news.
Retirement Happiness = Planning Your Time
Spoiler alert: you won’t be happy just binge-watching “The Office” reruns for four hours a day. (Although, honestly, tempting.) Plan your time intentionally for a fulfilling retirement.
The Bucket Strategy for Retirement Income
Buckets: not just for cleaning or gardening! Divide your cash into short-term, mid-term, and long-term “buckets” so you’re not freaking out every time the stock market sneezes.
Is 2025 a Bad Year to Retire?
Spoiler: If you’ve done your homework (hello, diversified cash reserves!), you’re fine. If you haven’t…well, maybe work a tiny bit longer.
How to Avoid Outliving Your Retirement Savings
Sequence of return risk = fancy finance speak for “don’t pull out money when your investments are down.” Simple? Nope. Important? You betcha.
Tax Tips for Retirees (Because Taxes Never Sleep)
- Medical home improvements: can you actually deduct that new Jacuzzi? Maybe, but tread lightly.
- Required Minimum Distributions (RMDs): don’t get caught by surprise.
- Social Security is (sometimes) taxable — shocker, we know.
- State taxes, Medicare premium cliffs, and more fun things no one told you about.
- 10 Tax Topics Every Retiree Should Know (Kiplinger)
- Tax-Deductible Home Improvements (Kiplinger)
Connect With Us
Got questions? Need a second opinion on your retirement plan?
📞 Call us at 517-321-4832
📧 Email info@srbadvisors.com
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