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David Shotwell

Inherited IRAs After SECURE Act: The 10-Year Rule Explained

S4E37 – Inherited IRAs After SECURE Act: The 10-Year Rule Explained

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep37.mp3Podcast: Play in new window | DownloadEpisode Summary The SECURE Act changed the game for inherited IRAs, especially for non-spouse beneficiaries. What used to be a “stretch IRA” strategy (spreading withdrawals over a lifetime) is now, for most people, a 10-year clock: the inherited IRA generally needs to be fully […]

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Is the AI Bubble About to Ruin Your Retirement?

S4E36 – Is the AI Bubble About to Ruin Your Retirement?

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_36_complete_end_fix_.mp3Podcast: Play in new window | DownloadThe headlines are loud. AI stocks are wobbling. The market is jumpy. If you are retired or getting close, it is easy to wonder if this is the moment everything falls apart. In this episode of Kitchen Table Finance, Dave Shotwell and Nick Nauta […]

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Retirement Life Planning

S4E35 – Retirement Life Planning

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep35.mp3Podcast: Play in new window | Download Life Planning, Retirement, and Why It Is “Never About the Money” In this episode, Dave flips the script and interviews Nick about how life planning has become a core part of the SRB client process. Nick shares how training with George Kinder and […]

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S4E33 - Q3 2025 Market Recap: Gains, Rate Cuts, and What’s Next

S4E33 – Q3 2025 Market Recap: Gains, Rate Cuts, and What’s Next

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep33.mp3Podcast: Play in new window | DownloadIn this quarter-end chat, Dave Shotwell and Nick Nauta unpack what actually happened in Q3 2025 and why portfolios held up despite a steady stream of gloomy headlines. They cover broad market strength, the first Fed rate cut in September, what a government shutdown […]

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3rd Q 2025 Market Review

3rd Quarter 2025 Market Commentary and Economic Outlook

Despite all the worries about tariff policy causing a recession, global markets and the economy kept rolling through the third quarter of 2025. Real GDP showed 3.8% growth through the end of the second quarter, and expectations are that we’ll see similar results for the third quarter. However, signs point […]

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S4E32 – Retiring With Purpose: A Conversation With Kevin Skarritt

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep32.mp3Podcast: Play in new window | DownloadGuest: Kevin Skarritt (pronounced “scare it”) Kevin shares a real-world look at retiring in stages, shifting identity after work, and building a life that feels meaningful day to day. From an early career on the trading desk to web development, branding, and agency ownership, […]

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fed rate cuts

S4E31 – The Fed, Rate Cuts, and Your Retirement Plan

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep31.mp3Podcast: Play in new window | DownloadThe Fed has been everywhere in the headlines. In our latest Kitchen Table Finance episode, we explain what the Federal Reserve is, why its independence matters, and how a rate-cutting cycle may ripple through cash yields, bonds, and mortgages. If you’re 6–18 months from […]

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Economic Uncertainty

Why Economics Is More Like Spaghetti Than Physics

Economics isn’t a neat equation — it’s more like a bowl of tangled spaghetti. Learn why predictions so often miss the mark and how a strong financial plan helps you navigate uncertainty. We Treat Economics as Science We are daily bombarded with economic numbers, and our brains want them to […]

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retirement headlines June and July

S4E28 – Financial Planning Headlines – June and July

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep28.mp3Podcast: Play in new window | DownloadWelcome back to Kitchen Table Finance, the podcast where we serve up bite-sized financial advice to simplify your money and your life. Pull up a chair with hosts Dave Shotwell and Nick Nauta as they dive into the latest retirement and financial planning headlines […]

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grandparents retirement plans

S4E27 – How a Grandchild Can Change Your Retirement Plans

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_S4_Ep27.mp3Podcast: Play in new window | Download When a grandchild arrives, it’s more than a joyful addition to the family — it can also bring new considerations for your retirement plan. In this episode of Kitchen Table Finance, Dave shares his own recent experience becoming a grandfather and how it’s […]

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