Investment Accounts and Taxes

Taxes are a fact of life, and investment accounts that are not an IRA or a Roth IRA can have an impact on your taxes. For non-retirement investment accounts, you will receive a 1099 at tax time that outlines the income that the account generated and categorizes that income since different types of investment income […]

Lessons from the Financial Crisis

Ten years ago, we were in the middle of the Financial Crisis. Between October 2007 and March 2009, the S & P 500 lost 50% of its value. Home values plummeted. Banks and mortgage companies went from boom to bust seemingly overnight, and our entire financial system seemed to hang in the balance. I’ve often […]

How Do Bonds Work? Price and Yield

Over the last few weeks, the bond market has been in the news a lot as the yield on Treasury Notes has reached record low levels. As I talk to clients, I have found that a lot of people don’t understand the relationship between bond prices and yields, and how the bond market behaves. A […]

Understanding Mutual Fund Expenses

All mutual funds, regardless of whether or not they have a sales charge, include internal expenses. The internal expenses cover the mutual fund’s overhead and can include everything from office space and research staff to extra compensation to a broker selling a fund to clients. While internal expenses can’t be entirely avoided, they should at […]