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Dave's august 2023 Update

Dave’s August 2023 Update

David Shotwell

I used to play a game with a lot of my older clients: they’d come into the office and tell me how lousy everything was these days, how much worse the world had become. These were people who had lived through the Great Depression, World War 2, the Cuban Missile Crisis, the political and social […]

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The Srb Client Portal

Viewing Your Portfolio and Financial Plan: The SRB Client Portal

David Shotwell

We offer our clients who want access to their investments and financial planning information an online portal where they can view their portfolio performance and review the financial plan that we have built together.  The portal also offers access to custodial statements, performance, reports, tax documents, a news feed for articles we post, and a […]

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Third Quarter 2023 Economic Updated And Market Review

Third Quarter 2023 Economic Update and Market Review

David Shotwell

https://media.blubrry.com/kitchen_table_finance/content.blubrry.com/kitchen_table_finance/Kitchen_Table_129.mp3Podcast: Play in new window | DownloadThe year is half over, and despite recession fears, banking turmoil, and a debt-ceiling standoff in Washington, the stock market continued its current roll last quarter. US stocks, as measured by the Russell benchmarks, were positive across the board for the quarter, year to date, and the last 12 […]

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July 2023 Client Market Update

July 2023 Client Market Update

David Shotwell

Back around 2001 when I was just getting started in the financial advice business, the advisor with whom I worked kept a Magic 8 Ball, the future predicting toy, on his desk. When clients would ask him to make any sort of prediction, he would pick up the ball and start shaking, then laugh and […]

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Our Current Thoughts On The Economy June 2023

Our Current Thoughts on the Economy June 2023

David Shotwell

Last month, our entire firm went through a training program to help us understand, spot, and prevent financial abuse. Financial abuse is nothing new, but in our time of electronic account access, artificial intelligence, and scammers having easy access to information, we need to be more vigilant than ever. This program was put together by […]

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Do Financial Advisors Provide Value

Do Financial Advisors Provide Value?

srb

by Cade Campbell, 2023 Summer Intern  Are financial advisors necessary and do they provide value in a world where online portfolio tools and retirement calculators are available online at little cost? Does it make sense to hire a financial advisor? Typical advisors charge a fee between 0.75% to 1.5% of assets for their services. At […]

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Our Current Thoughts On The Economy May 2023

Our Current Thoughts on the Economy May 2023

David Shotwell

Every year in late spring, Warren Buffett’s company, Berkshire Hathaway, holds its annual shareholder meeting on a Saturday. This was the first year I’ve actually watched the proceedings (it was raining, and I was on crutches anyway), and they were fascinating. One attendee passing by a CNBC camera on the floor of the event described […]

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What The Looming Debt Ceiling Deadline Means For Investors

What the Looming Debt Ceiling Deadline Means for Investors

David Shotwell

The debt ceiling debate has been front and center lately, and will no doubt be a major news story in the coming weeks. We thought we’d share this article and charts from our partners at Clearnomics discussing this issue and how it may impact markets. The federal debt limit is once again in the news […]

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Review Of First Quarter 2023

2nd Quarter 2023 Economic Update and Market Review (article)

David Shotwell

The first quarter of 2023 was largely positive for the markets, but not positive enough to make up for the frustrating previous 12 months. While inflation still appears to be slowing, there is plenty of uncertainty around interest rates and the Federal Reserve’s ability to slow the economy just enough but not too much. As […]

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Michigan First Time Home Buyer Savings Accounts (article)

Michigan First-Time Home Buyer Savings Accounts (article)

Ashley Sajor

On February 9th, 2022, Governor Gretchen Whitmer signed the Michigan First-Time Home Buyer Savings Account Program (FHSA) into law. The FHSA allows first-time home buyers to receive Michigan state tax savings on contributions made into the account, as well as state tax-free growth on any investments and interest, as long as the funds are used […]

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