Financial Planners
Market volatility,while never fun, is a fact of life. Over the years, we’ve written about market volatility now and then, usually as questions are coming in from clients asking what they should do with their portfolios when things aren’t st…
“Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.” – Warren Buffett Nobody likes a volatile market. Behavioral economists have shown many different ways in which we fe…
After you turn 70 ½ years old, you will need to take a minimum amount out of your traditional IRA accounts each year, as well as your 401k or 403b accounts if you are no longer working for the businesses sponsoring those plans. The minimum required amo…
In order to plan for funding your student’s college education, you must understand the student loan landscape. I won’t take up space here with scary statistics about the amount of student debt American families are amassing and what that may mean for o…
Ten years ago, we were in the middle of the Financial Crisis. Between October 2007 and March 2009, the S & P 500 lost 50% of its value. Home values plummeted. Banks and mortgage companies went from boom to bust seemingly overnight, and our entire f…
Paying for college creates a financial planning dilemma for many families: How can working parents save for their own retirement while also saving for their children’s educations? As a profession, financial planners have not always been as helpful as w…
If you have an IRA and are required to take annual distributions, and you are charitably inclined, listen up: the new tax law means you might want to consider Qualified Charitable Distributions as your means of making donations. A Qualified Charitable …
If you are putting away funds dedicated for your child’s higher education expenses, a 529 College Savings Plan is tough to beat. These plans allow parents and grandparents to put away funds for a child’s education, and the growth on the acc…
What a lousy week for the stock market. In case you were lucky enough to miss it, on Friday, the Dow and the S & P 500 dropped 3%, capping off an ugly four days. The market is down about 10% overall since the highs it hit in May. As advisors, we hate these times […]
On August 14, 2015, in his “Intelligent Investor” column for the Wall Street Journal, Jason Zweig wrote about the need to “Reassess Your Investments Before the Next Panic.” There is wisdom in his approach: most investors only take action when it is too late. They sell their investments after the damage has been done, and […]
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